When it comes to choosing the best
home warranty company you cannot find one size that fits all solutions.
Different homeownership situations can determine the type of plan that you
need. Therefore, you need to decide the items you want to cover and what your
expectations are from your plan before you purchase one from a home warranty company.
In this article we are going to discuss the coverage is that different plants offer and how to make an informed decision when you purchase a home warranty plan-
How does the home warranty plan work?
In short, a home warranty plan can be
your savior when any of your covered home appliances or systems breaks down due
to regular wear and tear as the company will repair the item or replace it for
you. Generally, most home warranty companies offer 3 types of plans-
If something goes wrong with any of
your covered items, you have to file a claim to your home warranty company and
they will send out are registered service professional to your home to inspect
the issue and if it is covered under their plan they will repair it or replace
it free of cost for you.
When the service repairing professional arrives at your home and provides the service, you have to pay a small service fee called the deductible. Usually, the deductible amount ranges between $30 to $60. The deductible amount is negotiable and you can negotiate this amount at the time of purchasing the home warranty plan.
How to find the perfect home warranty
plan for your home?
When it comes to choosing a home
warranty company there are important factors that you should consider-
Do proper research:
To find a perfect home warranty
company you have to do some crucial research work. You can ask for
recommendations from your real estate agent or else you can do Google research
to find the company that offers plans that meet your requirement.
Check the home warranty company’s
website to know how many years they have been in the business, areas they
provide service, their plans and coverage options, and customers’ ranting
online.
Transparent coverage options:
A legitimate home warranty company
like ServicePlus Home Warranty offers plans with transparent coverage options.
You should ask for the sample service contract to know all the inclusions and
exclusions. For example, ServicePlus Home Warranty offers 3 types of plans and
you can compare them on their website to decide which plan works best for you.
Clear pricing:
The home warranty company should be
able to offer you a clear and easy-to-understand upfront pricing structure.
Everything from the premium 2 deductible amount should be written on the
service contract.
Optional coverage:
All the popular home warranty companies offer optional coverage for swimming pool, spa, septic tank, roof leakage and automatic garage door. You have to pay the extra amount for getting the optional coverage for any of these items.
Do you really need a home warranty
company?
This is one of the most common questions among homeowners. If you have purchased a new home with brand new appliances and systems, you may not need a home warranty plan as most of your items have been already covered by the manufacturers’ warranty respectively. But, if you have purchased an older home with pre-existing appliances and systems that are likely to break down shortly, purchasing a home warranty plan will be an intelligent decision for you. If you are planning to purchase a home warranty plan from a very reputed company, look no further than ServicePlus Home Warranty, one of the most renowned names in the US home warranty market.
