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Know The Details About Home Protection

July 29, 2021

Owning a home is definitely an expensive affair. Things like repairs and general home maintenance works cost almost $168 per month, which adds up to almost $2000 per year. This cost doesn’t even include major appliance or system damages and replacements. Instead of experiencing all the hassles, stress, and costs of hiring repairmen professionals, electrician or replacing your age-old refrigerator, you can invest in a legitimate home protection warranty.

What is a home protection warranty?

Home protection warranty is an annual service contract that covers the repairs and replacements of specific home systems and appliances. As a home owner, it’s completely up to you to fix anything that breaks or malfunctions, but that can be a costly and overwhelming venture if you don’t have time or skillset to fix the system or appliance. It could cause a permanent system or appliance damage.

What’s covered in a home protection warranty plan?

Home protection warranty plans are perfect for homeowners who want to maintain them home perfectly and ensure best performance for their regular home systems and appliance. A home protection plan gives the peace of mind to the homeowners by eliminating the hassles and costs of appliance and system repairing and replacement. You should not mistake a home protection plan with a home insurance plan which only protects you in the situations like fire, accident and natural disasters.

Instead of buying a costly and short-term home protection plans from a random provider, you should go for a home protection warranty plan covered by Home Protection Plan which covers most, if not all of your crucial home systems and appliances. Having a home protection warranty plan will save your costs and hassles of calling multiple companies, hiring technicians, visiting the stores and purchasing a new appliance.

Usually, a home protection plan covers these following items:

  • Heating and cooling systems (furnace and air conditioners)
  • Water heaters, boilers, tanks
  • Electrical systems
  • Plumbing systems
  • Washer and dryer
  • Kitchen appliances (refrigerators, garbage disposals, dishwashers, ovens, etc.)
  • Ceiling fans
  • Ducting and venting
  • Doorbells

Reasons for coverage denial:

There are reasons why home owners are often denied coverage even if they have an active home protection plan-

Improper care:

If you neglect your home systems and appliances, you won’t get the warranty coverage. This is the reason you should do your regular home maintenance job diligently.

Pre-existing Damages:

If you have an appliance or system with the pre-existing defect or damage, you will not get it covered by your home protection warranty plan.

Improper Installation:

If the installation of your home appliance or system is not correct, you will have to pay the price to fix it. This is the reason why you should always get the system or appliance installation work done by the professionals.

Code Violation:

If your home appliance or system (electrical, heating, cooling) breaks the code, you will not get it covered by your existing home protection plan. If something breaks, you should repair it immediately before it turns into a safety hazard.

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